Bodily Injury Liability

If you are at fault in an accident and someone is injured, this coverage will help pay their medical bills and income lost due to the injury.

Property Damage Liability

If you are at fault in an accident, this coverage will assist in paying for damages to another person’s vehicle or property.

Uninsured Motorist

This coverage is beneficial for you and your vehicle in the event that you are in an accident caused by an uninsured driver or in case of a hit-and-run.

Underinsured Motorist

If you are in an accident caused by someone who does not have enough insurance to cover the costs of the accident, then this insurance will assist in taking care of you and your vehicle.

Medical Payments

This coverage helps to pay medical cost for yourself as well as passengers in covered auto accidents.

Collision

Even if you are at fault, collision coverage will pay for damages to your vehicle caused by hitting another vehicle or object. This also includes up to $2,000 for safety apparel. If your ATV is being leased or financed then this collision coverage may be required.

Comprehensive

Comprehensive coverage, also know as “other than collision,” helps cover cost for damages to your vehicle by fire, theft, vandalism, weather incidents and accidents caused by or involving animals.